Investing
Present Value
Today value of future money
Calculate how much a future amount is worth today with discounted present value, for any compounding frequency.
Future Amount
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How It Works
PV = FV ÷ (1 + r/m)^(m·n)
FV = future value · r = rate · m = compounding · n = years
$100,000 in 10 yrs · 6% · monthly
- 1PV = 100000 ÷ (1.005)¹²⁰
- 2(1.005)¹²⁰ ≈ 1.819
- 3PV ≈ 54,972
Result: ≈ $54,972 today
Pro Tip
Higher discount rate → lower present value. Shop rates carefully.
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Frequently Asked Questions
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